Thursday 16 July 2015

Transit Insurance - protecting your stuff while it's being moved

It's been a while ... but we haven't been idle.
We have:
  • booked the Android's ferry trip on Spirit of Tasmania
  • booked Viktoria's flight
  • booked the cats' flights (more on this in a later post)
  • booked accommodation for the Android's driving stop-overs from Queensland to Melbourne
  • kept packing
We also arranged for Transit Insurance to cover our belongings while being moved from Queensland to Tasmania.
Whichever way you choose to relocate (we are using a shipping container service) make sure you check to see whether the company you use carries their own transit insurance.  Also check whether your own Home & Contents Insurance (if you have it) has a 'goods in transit' component.
Neither of the above applied in our case, so we needed to get separate transit insurance.
We went through Rural & General Insurance Brokers who are underwritten by Chubb Global.
Without going into too much detail, to insure our entire contents of around $75,000 against all accidental loss & damage cost us $1,380.34. It was a very simple process & the broker was very helpful.
Part of working out the correct value, required that we completed a full inventory of all our belongings, which was quite an interesting activity by itself!
So now we have very little left on our "To Do" list... except finish putting everything in boxes, and then play Tetris with our belongings once the container gets here.
More about transporting cats next time.
V&A

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